6 fears that are really myths
Buying in California, without the guesswork
Want to go deeper on any of these? Schedule a consult and Dana will walk through your numbers line by line.
Fear: I can't afford to buy a home in California right now.
Fact: In many California markets, you can't afford not to build equity — let's compare your rent to a real payment.
Fear: I should wait until the market gets better.
Fact: There is never a wrong time to buy the right home.
Fear: I don't have money for the down payment.
Fact: California offers a variety of down payment assistance and low-down loan programs.
Fear: I can't afford my dream home.
Fact: The fastest way to your dream home is to buy your first home.
Fear: My credit score isn't good enough.
Fact: Dana will connect you with a mortgage specialist who builds a credit improvement plan.
Fear: I should wait until I'm married to purchase.
Fact: Purchasing now gives you more options later — rent it, move into it, or sell it together.
Why homeownership builds wealth
According to the U.S. Federal Reserve Board of Consumer Finance, the average net worth of renters is roughly $4,000, while the average net worth of homeowners is roughly $184,400. In California's appreciating counties, that gap is often even wider.