May 2026
Natural hazard reports, transfer disclosure statements, and local ordinances explained in plain language for first-time and move-up sellers.
California asks sellers to disclose what they know about the property's condition and surroundings. The Transfer Disclosure Statement covers known defects and improvements. The Natural Hazard Disclosure reports flood, fire and seismic zones. Many cities add their own requirements, from retrofit ordinances to point-of-sale inspections.
Full, early disclosure protects sellers after closing and keeps escrows on schedule. When buyers see complete paperwork up front, renegotiation requests drop sharply.